Swot of Sbi

Purposeful entrusting sub serving the growing and diversified pecuniary needs of planned economic development of the country fancy up analysis: Strengths: BRAND NAME: SBI bank has earned a reputation in the market over the period of time(Being the oldest bank in India tracing history back to 1806) Market drawing card: SBI is ranked at 380 in 2008 Fortune Global viosterol list, and ranked 219 in 2008 Forbes Global 2000. With an asset base of $126 one million million million and its reach, it is a regional banking behemoth. Wide Distribution Network: magnificent penetration in the country with more than 10000 philia branches and more than 5100 branches of associate banks (subsidiaries). Diversified Portfolio: SBI Bank has all the products chthonic its belt, which help it to extend the relationship with existing customer.SBI Bank has umbrella of products to offer their customers, if once customer has relationship with the bank. Some Products, which SBI Bank is offering atomic number 18: Retail Banking Business Banking Merchant foundation Services (EDC Machine) Personal loans & Car loans Insurance Housing Loans organization Owned: Government owns 60% stake in SBI. This gives SBI an bump into over private banks in terms of customer security. belittled Transition Costs-SBI offers very low transition costs which attracts itty-bitty customers.

Weaknesses: The existing hierarchical management structure of the bank, although strength in some respects, is a barrier to change. Though SBI cards are the 2nd largest player in the credit card industry, it has the highest non playing assets (NPAs) in the industry, which stand out to be at 16.28 % (Dec 2007). modernization: SBI lags with respect to private players in terms of modernisation of its processes, infrastructure, centralisation, etc. Opportunities: nuclear fusion of associate banks with SBI: Merger of all the associate banks (like SBH, SBM, etc) into SBI will manufacture a mega bank which streamlines operations and unlocks value. Planning to add 2000 branches and 3000 ATMs in 2008-2009.... If you want to get a full essay, order it on our website: Ordercustompaper.com

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